Anyone who ever tells you that they can find cheap car insurance for young drivers is either lying or they own an insurance company. Car insurance companies have very little oversight when it comes to ensuring teenagers. Apparently insurance commissioners across the country agree with car insurance companies that ensuring a teenager presents a very high risk of the car insurance company. Statistics back this up. That’s all fine and dandy, however, the fact that they can charge you essentially what ever they want when the child is first insured is criminal. There is no way possible for a teenager to be it insured for driving a car in our family. We were quoted $800 per month for basic coverage. The hard part to swallow is that he has never been involved in an accident or ever received a traffic ticket. Car insurance companies charge the highest rates for teenagers at the start of their driving careers. It matters not that they don’t have a driving record as of. Car insurance premiums for teenagers don’t often go down for the first 3 to 4 years they are driving and the only way for the premium to go is up. And you have no choice but to pay, or to continue chauffeuring your teenager around from place to place.